<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:jellypod="https://jellypod.ai/namespace/1.0" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:psc="http://podlove.org/simple-chapters"><channel><title><![CDATA[Home]]></title><description><![CDATA[The Plain Brief - Home (Powered by Jellypod)]]></description><link>https://home-ve40xz.jellypod.com</link><generator>Powered by Jellypod (https://www.jellypod.com)</generator><lastBuildDate>Fri, 11 Sep 2026 00:35:24 GMT</lastBuildDate><atom:link href="https://home-ve40xz.jellypod.com/rss" rel="self" type="application/rss+xml"/><pubDate>Thu, 13 Aug 2026 04:16:04 GMT</pubDate><copyright><![CDATA[Copyright 2026 Home]]></copyright><language><![CDATA[en]]></language><podcast:locked owner="feed+893537a9@podcasts.jellypod.com">yes</podcast:locked><podcast:guid>60bebab6-142a-4410-9206-420df46e22f9</podcast:guid><itunes:author>tim denari</itunes:author><itunes:subtitle>The Plain Brief - Home (Powered by Jellypod)</itunes:subtitle><itunes:summary>The Plain Brief - Home (Powered by Jellypod)</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>tim denari</itunes:name><itunes:email>feed+893537a9@podcasts.jellypod.com</itunes:email></itunes:owner><itunes:explicit>false</itunes:explicit><itunes:category text="News"/><itunes:category text="Society &amp; Culture"/><itunes:image href="https://auth.jellypod.ai/storage/v1/object/public/CoverImages/org_01KY6P63DVW4B9RWS3PW19F4TP/podcast-cover-1786594562668.jpeg"/><item><title><![CDATA[Why Your Mortgage Preapproval Can Be a Trap]]></title><description><![CDATA[This episode breaks down why a mortgage preapproval can be misleading, showing how taxes, insurance, utilities, and maintenance can push true homeownership costs far beyond the headline number. It also explains a buyer-driven approach to affordability that starts with your real cash flow and savings goals, not the bank’s lending limit.]]></description><link>https://home-ve40xz.jellypod.com/episodes/e4160518-1aa3-4896-8318-205842a995a6</link><guid isPermaLink="false">e4160518-1aa3-4896-8318-205842a995a6</guid><pubDate>Thu, 13 Aug 2026 04:24:42 GMT</pubDate><enclosure url="https://op3.dev/e,pg=60bebab6-142a-4410-9206-420df46e22f9/auth.jellypod.ai/storage/v1/object/public/Podcasts/org_01KY6P63DVW4B9RWS3PW19F4TP/e4160518-1aa3-4896-8318-205842a995a6/audio.mp3?v=c33751e3-9fb7-4fed-a6ef-3edb8053c13b" length="0" type="audio/mpeg"/><podcast:generator uri="https://www.jellypod.com"></podcast:generator><podcast:episode>1</podcast:episode><itunes:episode>1</itunes:episode><content:encoded><![CDATA[<p>This episode breaks down why a mortgage preapproval can be misleading, showing how taxes, insurance, utilities, and maintenance can push true homeownership costs far beyond the headline number. It also explains a buyer-driven approach to affordability that starts with your real cash flow and savings goals, not the bank’s lending limit.</p>]]></content:encoded><podcast:transcript language="en" rel="captions" type="application/x-subrip" url="https://auth.jellypod.ai/storage/v1/object/public/Podcasts/e4160518-1aa3-4896-8318-205842a995a6/captions_1786595079.srt"></podcast:transcript><itunes:author>tim denari</itunes:author><itunes:subtitle>This episode breaks down why a mortgage preapproval can be misleading, showing how taxes, insurance, utilities, and maintenance can push true homeownership costs far beyond the headline number. It also explains a buyer-driven approach to affordability tha</itunes:subtitle><itunes:summary>This episode breaks down why a mortgage preapproval can be misleading, showing how taxes, insurance, utilities, and maintenance can push true homeownership costs far beyond the headline number. It also explains a buyer-driven approach to affordability that starts with your real cash flow and savings goals, not the bank’s lending limit.</itunes:summary><itunes:explicit>false</itunes:explicit><itunes:duration>00:05:55</itunes:duration><itunes:image href="https://auth.jellypod.ai/storage/v1/object/public/CoverImages/org_01KY6P63DVW4B9RWS3PW19F4TP/podcast-cover-1786594562668.jpeg"/><itunes:episodeType>full</itunes:episodeType></item></channel></rss>